Trusted by 3M+ users worldwide

Institutional-grade rails. Regulated custody.

Your Bank

Fund Your Account

Link your bank and fund with free ACH or a same-day wire.

ACH

Deposit

$0 fee

WIRE

Same day

Settled

BitGo Custody

BitGo

Cold storage

Held in custody for you

$48,750.00

BTC

0.5214

ETH

4.2000

Cold-storage insurance

$250M

AndX Platform

Trade or Withdraw

Trade 250+ assets with $0 commission, or cash out to your bank on demand.

BTC

USD

$2,500.00

Sending

How It Works

Three Steps. Full Control.

From your bank to the blockchain.

Create and Fund

01

Sign up on the web, iOS, or Android. Fund with free ACH or same-day wire. No artificial delays.

Create and Fund

01

Sign up on the web, iOS, or Android. Fund with free ACH or same-day wire. No artificial delays.

Trade or Invest

02

Trade 250+ digital assets with $0 commission.† Or access tokenized real-world assets, like Manila One, from just $25.

Trade or Invest

02

Trade 250+ digital assets with $0 commission.† Or access tokenized real-world assets, like Manila One, from just $25.

Move Your Money

03

Withdraw to your bank on demand, or to your own wallet. Send across borders with AndX Pay.

Move Your Money

03

Withdraw to your bank on demand, or to your own wallet. Send across borders with AndX Pay.

Custody & Safety

We Don’t Touch Your Assets.

BitGo

We partner with BitGo.

The global standard in institutional digital asset custody.

Protocol

Your assets are held in custody for your benefit. Never used for corporate purposes. We do not lend or rehypothecate customer assets.

Security

Held offline in air-gapped vaults. Beyond the reach of remote hacks.

Insurance

Insured against theft and loss by a syndicate of insurers at Lloyd’s of London. $250M in cold-storage insurance through BitGo.*

*Insurance coverage is subject to terms, conditions, and exclusions, and does not cover all losses or all scenarios.

*Insurance coverage is subject to terms, conditions, and exclusions, and does not cover all losses or all scenarios.

Regulatory Compliance

Available in All 50 States.

Services are offered in compliance with applicable law. Custody is provided through BitGo under applicable terms.

BSA/AML Compliant

We follow the Bank Secrecy Act. KYC and AML controls are built into the platform.

BSA/AML Compliant

We follow the Bank Secrecy Act. KYC and AML controls are built into the platform.

BSA/AML Compliant

We follow the Bank Secrecy Act. KYC and AML controls are built into the platform.

FinCEN Registered

Registered as a Money Services Business (MSB) at the federal level.

FinCEN Registered

Registered as a Money Services Business (MSB) at the federal level.

FinCEN Registered

Registered as a Money Services Business (MSB) at the federal level.

1:1 Reserves

We hold assets 1:1. We do not lend out your crypto to generate yield for ourselves.

1:1 Reserves

We hold assets 1:1. We do not lend out your crypto to generate yield for ourselves.

1:1 Reserves

We hold assets 1:1. We do not lend out your crypto to generate yield for ourselves.

Bankruptcy-Remote Accounts

Client funds are held in bankruptcy-remote accounts.

Bankruptcy-Remote Accounts

Client funds are held in bankruptcy-remote accounts.

Bankruptcy-Remote Accounts

Client funds are held in bankruptcy-remote accounts.

Comparative Advantage

Why AndX Matters.

Oversight you can point to.

Feature

AndX

Major Competitors

Federal Bank Oversight

Yes

Via BitGo OCC Charter

Varies

Often state-level only

SEC/FINRA Alignment

Yes

Via MARV Capital

Frequently unlicensed

50-State Coverage

Yes

Limited

Feature

Major Competitors

Federal Bank Oversight

Federal Bank Oversight

Varies

Often state-level only

SEC/FINRA Alignment

Frequently unlicensed

50-State Coverage

Limited

Feature

AndX

Federal Bank Oversight

Federal Bank Oversight

Yes

Via BitGo OCC Charter

SEC/FINRA Alignment

Yes

Via MARV Capital

50-State Coverage

Yes

Federal bank oversight, through BitGo. SEC and FINRA alignment, through MARV Capital.

Banking Rails

We Don’t Lock Up Your Funds.

Other exchanges hold your funds long after the bank has cleared them. We don’t.

When the money hits our account, it’s yours to trade or withdraw.

Free ACH Transfers

Zero-fee deposits and withdrawals. Credited the moment settlement is final.

Free ACH Transfers

Zero-fee deposits and withdrawals. Credited the moment settlement is final.

Free ACH Transfers

Zero-fee deposits and withdrawals. Credited the moment settlement is final.

Same-Day Wires

Need liquidity now? Domestic wires settle the same day.

Same-Day Wires

Need liquidity now? Domestic wires settle the same day.

Same-Day Wires

Need liquidity now? Domestic wires settle the same day.

Direct Redemption

Sell, then withdraw to your linked bank account on demand. No waiting days to “request” your own cash.

Direct Redemption

Sell, then withdraw to your linked bank account on demand. No waiting days to “request” your own cash.

Direct Redemption

Sell, then withdraw to your linked bank account on demand. No waiting days to “request” your own cash.

Technology

Battle-Tested
at Scale.

AndX is not a startup experiment.

We are built on a global exchange engine that is already live and proven.

3M+

Users Worldwide

80,000+

Daily Active Traders

250+

Assets Available

99.99%+

Uptime During Peak Market Volatility

The Team

Technology Is Only as Good as the People Who Build It.

Meet the bankers, risk managers, and compliance experts behind the infrastructure. Decades in institutional banking and risk management. We know how to build systems that don’t break.

Viru Raparthi, AndX

Viru Raparthi

Founder and CEO

Managed a $40B portfolio. Former Merrill Lynch and Rabobank executive.

Opender Singh, AndX

Opender Singh

Co-Founder and COO

Decades of experience at Merrill Lynch, BlackRock, and Credit Suisse.

Güneṣ Kalyoncu, AndX

Güneṣ Kalyoncu

Head of Compliance

15+ years in compliance, governance, risk, and cross-border regulatory strategy.

“The strength of AndX lies in its people. Our global team combines expertise, passion, and creativity to break boundaries and drive innovation. Together, we are shaping the future of finance and making the impossible, possible.”

Viru Raparthi

AndX Group Founder

Start Your Journey With AndX

Create an account today and bring your digital assets, investments, and global capital movement into one platform.